Financial Wellness Starts With RAYA
Access your Earned Wages anytime, anywhere with RAYA. Our Earned Wage Access service puts your hard-earned salary in your hands before payday, boosting your financial wellness and reducing stress.
It’s Time to Prioritize Your Financial Well-Being
RAYA aims to serve the workforce by increasing financial wellness & minimizing financial strain
Access to Emergency Funds Within 24 Hours
Less Reliance on Credit Facility
Better Financial Control
With 4 Easy Steps, That’s All It Takes to Boost Your Financial Wellness!
Wait, really?
We Offer Earned Wage Access Services Across All Industries
RAYA supports every industry in Malaysia to help enhance financial wellness.
Agriculture
Plantation
Healthcare
Construction
Information Technology
Fintech
Awarded the Malaysia Digital (MD) Status by MDEC
See Shoraka RAYA in Action – Are You Ready to Get RAYA-ed?
What will you get from our Demo?
Exclusive consultation about our app
Detailed walkthrough from start to finish
Ongoing support available
REQUEST A DEMO TODAY
More Reason to Love RAYA
ACCESSIBILITY
RAYA makes earnings instantly accessible, wherever and whenever you need them – at your fingertips.
INCREASED JOB SATISFACTION
Now that you have early access to your earnings, RAYA boosts employee satisfaction and retention.
FINANCIAL FLEXIBILITY
RAYA allows employees to manage expenses with Earned Wage Access – no more loans or credit cards.
Got Questions About RAYA? We Got You Covered
What is RAYA?
RAYA is the Earned Wage Access (EWA) mobile app designed to help Employees to access a portion of their earned salary before their regular payday.
How does RAYA work for Employers?
Employers must first sign up with RAYA. After that, registered Employees can access the earned wage platform.
How much does it cost Employers to offer RAYA?
It is Free of Charge.
How does RAYA work for Employees?
Registered Employees after onboarding can access and withdraw their earned salary until the cutoff date.
Is this a loan for Employees?
No, it is the Employees’ earned salary.